borrow against one's property(или house: Canadians are borrowing against their houses more than ever. | The most common way to get into the real estate market right now is inheritance. The cost of real estate has gone through the roof so people who own real estate have borrowed against current property they own to buy investment properties. (Reddit)ART Vancouver)
home equity loan delinquencies(под жилой недвижимостью понимаются квартиры, жилые дома; Forbes. Примечание: The American Bankers Association's report defines consumer delinquencies as borrowers who are at least 30 days behind on payments on debt ranging from credit cards and auto loans to mortgages. Alex_Odeychuk)
delinquencies on home equity loans(под жилой недвижимостью понимаются квартиры, жилые дома; Washington Post. Примечание: The American Bankers Association's report defines consumer delinquencies as borrowers who are at least 30 days behind on payments on debt ranging from credit cards and auto loans to mortgages. Alex_Odeychuk)
deposit-secured loan(в речи банковских сотрудников встречаются выражения аналогичного содержания: "кредит под депозит", "кредит под залог депозита" Alex_Odeychuk)